Shilpi Gupta, Author at Blog Vertex

November 9, 2016March 29, 2020

Recent News – Rs. 500 and 1000 Notes Are Banned Today Onwards

Prime Minister Narendra Modi always in a process to make the country corruption free and terror free. The recent announcement made by PM is to abolish the old currency of 500 and 1000 rupees. Along with that, Modi announced that the bank and ATM will remain closed for 9 November 2016. This recent news was announced on the evening of TuesdayI.e, 8 November 2016 and became effective from midnight of the same day.

Why is this announcement made?

People are curious to know about the decision and the reason behind this announcement. Though Modi has not cleared up all the reasons but based on this news, following assumptions can be made like:

To convert the black money into white money.
To stop all the sources of white money
To encourage people to pay their income taxes on regular basis
To make the India terror free as the black money is used for such thing
To encourage payment through cards
To demotivate the neighbour country to spread forged currency notes within India
To end the root cause of corruption

What do we with the old currency?

Nothing will be changed so drastically if the money is earned through the right way. People have to submit their save money at the bank which is the most reliable source. This announcement will be affecting the currency of 500 and 1000 rupees only, yet another currency will be ineffective. People may adapt any of the techniques:

Modi has given 50 days time to change the currency so people may change their old currency of 500 and 1000 till December 2016. Though one person can change Rs 4000 within 15 days and Rs 4000 for next 15 days through bank, post office while showing his I’d proof.
Cash money can be deposited to bank or saving account which is all safe. One may become liable for income tax yet, he or she will be safe from the legal point of view.
There will be several organisations who will be accepting the old currency until 10 November 2016.

Sudden effects of Modi’s announcement

People became panic with such news. As they had to suffer from the lack of currency or had to worry about the hard money they earned. This news even affects the little piggy bank of kids made at home. In continuation with this news,

The ATM will not function for 2 days I.e., till 10 November 2016.
Bank will remain closed for one day I.e., 9 November 2016 to conduct their own work
Initial withdrawal limit will be Rs 2000 per day up to 18 Nov 2016 which can be extended later to Rs 4000.
The transaction can be made through cheques, card, net banking or mobile banking or through the currency of Rs 5, 10, 50, 100 etc.,
Cash withdrawal from a bank account, over the counter will be restricted to Rs 10,000/- subject to an overall limit of Rs 20000 in a week for the first fortnight, I.e., until the end of business hours on November 2016.

RBI announced issue of new currency of Rs 500 and Rs 2000

Reserve bank of India has announced to issue notes of Rs, 500 and Rs 2000 yet there is no news about the 1000 Rs note. Reserve bank of India also released some FAQ to facilitate the general public about their doubts and to make them the panic fee. The picture of new currency note is given below:

in-picture-new-rs-500-and-rs-2000-notes-to-be-introduced-from-nov-10

Unique features of new currency released through RBI

With the announcement of Modi, RBI subsequently announced to release the new notes of Rs. 2000 with the new features. These features are listed below:

On the obverse:

The notes will be carrying the image of mahatma Gandhi having right side face
Contains signature of Urjit R Patel, Governor, RBI
Denominational numeral 2000 will be in Devanagari
See-through register with denominational numeral 2000
The base colour will be magenta
The printing year will be 2016
Latent image with denominational numeral 2000
Micro letters ‘RBI’ and ‘2000’ on the left side of the banknote
Windowed security thread with inscriptions ‘भारत’, RBI and 2000 on banknotes with colour shift. Colour of the thread changes from green to blue when the note is tilted
Guarantee Clause, Governor’s signature with Promise Clause and RBI emblem towards right
Denominational numeral with Rupee Symbol, ‘2000’ in colour changing ink (green to blue) on bottom right
Ashoka Pillar emblem on the right, Mahatma Gandhi portrait and electrotype (2000) watermarks
Number panel with numerals growing from small to big on the top left side and bottom right side
For the visually-impaired: Intaglio or raised printing of Mahatma Gandhi portrait, Ashoka Pillar emblem, bleed lines and identity mark
Horizontal rectangle with ‘2000’ in raised print on the right
Seven angular bleed lines on left and right side in raised print

On the reverse side:

Year of printing of the note on the left
Swachh Bharat logo with slogan
Language panel towards the centre
Motif of Mangalayan
Denominational numeral २००० in Devnagari

The final feature is that the dimension of the currency note will be 66 mm × 166 mm.

November 9, 2016January 11, 2022

How to Increase Traffic Over the Facebook Page?

People often spend their precious time join social networking sites to get in touch with the people inside and outside the country. Though there are too many social networking sites are available which are having millions of users yet Facebook Page is in high demand due to its multiple features. Social networking sites connect the people with the entire world and countless people.

Here we will read, how to increase the traffic on your Facebook page :

1. Regular updates:

Try to publish daily news, updates or anything new which keeps the viewers busy in following your page. The update should be page specific and should not be misleading, although general article may post for a change.

2. Sharing photos and video

It is easy to understand the audience through images, photos or videos as people generally feel boring while reading contents. On the other side, photos and videos create interest amount audience. It gathers huge attention due to the choice of effective colors and image optimization. Visual will showcase your business well.

3. Informative or knowledgeable

Share something which has some value upon the viewers. General things will never draw attention so try to post something informative which will help in marketing. The informative post will be treated as a buzz and will be shared most through friends.

4. Timing matters

If you are aiming to target higher audience then it is better to choose the right time to post your updates. Though people usually spend their time up on Facebook all the time yet they are more active after 5PM so it is more convenient to post that time only to enhance the engagement ratio.

5. Start with the pointing word

The general statement may not be read or left read. So better to start with the pointing words like

Why to use sunscreen before going outside –

One way to start your own venture

The question type and exclamatory kind of sentence will catch the attention of the viewer. Make it me appealing through inserting images and easy to read contents. Return will be seen in future only.

6. Transparency

While showcasing your business, share relevant and true information about the company. Research shows that company does share their profits reports, employees pictures, performance reports, event photos and creative stories which are catching the target audience.

7. Use emoticons

It’s not professional!! Nothing like that, people love to use emoticons. We can see many brands using emoticons while making online selling or sharing some news, events or expressing some feelings. These symbols speak louder than words.

8. Bigger posts

Long stories, fictions and noble stories which are lengthy gain more interests if presented through pictures. Facebook is the only source to spread more information in a wider way. While writing anything long, try to keep the title target oriented.

9. Caption admiring post

Share or post something which is relevant, new and story telling. Like you can add a caption of some achievement, seminars, contests, guest party and delightful event.

10. Be continuous and be consistent

Whatever you do, do with full of hearts. Be punctual while posting, like post regularly or during equal intervals. Try to capture target audience. Be relevant while sharing posts. Do not use the absurd word and reply your audience regularly.

Below link will be indicating about a page having consistency while posting over FB : https://www.facebook.com/seocraftindia/posts/

11. Using Hashtags

It is in trend to use the hashtags to direct more audience. While publishing any content, try to capture the most used word with (#) hashtags.

Above are the common methods which can target your audience. A page which is live and posts on regular basis gets more attention. Do not afraid of seeking help, instead, Make your each posting worth loving and reading.

The business person also taking help of paid Facebook promotion through which particular audience can be targeted differentiated through age, sex, location, region etc. But the paid promotion entirely depend on upon the budget. Make thorough research and optimize the Facebook page accordingly.

November 9, 2016March 29, 2020

RBI FAQ Over Recent Announcement Made By Modi

Modi Announced to Ban Old Currency of Rs. 500 and Rs. 1000 on an urgent basis. People are countless what to do with the save money they are having at their residential and work places. Here are some of the RBI FAQ or frequently asked questions being answered by RBI to facilitate the people with the liquid money.

Read the whole information carefully without investing and using your hard earned money.

1. Why is this scheme?

The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for anti-national and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash-based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced.

2. What is this scheme?

The legal tender character of the notes in denominations of Rs. 500 and Rs. 1000 stands withdrawn. In consequence thereof withdrawn old high denomination (OHD) notes cannot be used for transacting business and/or store of value for future usage. The OHD notes can be exchanged for value at any of the 19 offices of the Reserve Bank of India or at any of the bank branches or at any Head Post Office or Sub-Post Office.

3. How much value will I get?

You will get value for the entire volume of notes tendered at the bank branches / RBI offices.

4. Can I get all in cash?

No. You will get up to ₹4000 per person in cash irrespective of the size of tender and anything over and above that will be receivable by way of credit to a bank account.

5. Why can I not get the entire amount of cash when I have surrendered everything in cash?

The Scheme of withdrawal of old high denomination(OHD) notes does not provide for it, given its objectives.

6. ₹4000 cash is insufficient for my need. What to do?

You can use balances in bank accounts to pay for other requirements by cheque or through electronic means of payments such as Internet banking, mobile wallets, IMPS, credit/debit cards etc.

7. What if I don’t have any bank account?

You can always open a bank account by approaching a bank branch with necessary documents required for fulfilling the KYC requirements.

8. What if, if I have only JDY account?

A JDY account holder can avail the exchange facility subject to the caps and other laid down limits in accord with norms and procedures.

9. Where can I go to exchange the notes?

The exchange facility is available at all Issue Offices of RBI and branches of commercial banks/RRBS/UCBs/State Co-op banks or at any Head Post Office or Sub-Post Office.

10. Need I go to my bank branch only?

For exchange up to 4000 in cash, you may go to any bank branch with valid identity proof.

For exchange over 4000, which will be accorded through credit to Bank account only, you may go to the branch where you have an account or to any other branch of the same bank.

In case you want to go to a branch of any other bank where you are not maintaining an account, you will have to furnish valid identity proof and bank account details required for electronic fund transfer to your account.

11. Can I go to any branch of my bank?

Yes, you can go to any branch of your bank.

12. Can I go to any branch of any other bank?

Yes, you can go to any branch of any other bank. In that case, you have to furnish valid identity proof for exchange in cash; both valid identity proof and bank account details will be required for electronic fund transfer in case the amount to be exchanged exceeds ₹4000.

13. I have no account but my relative / friend has an account, can I get my notes exchanged into that account?

Yes, you can do that if the account holder relative/friend etc gives you permission in writing. While exchanging, you should provide to the bank, evidence of permission given by the account holder and your valid identity proof.

14. Should I go to the bank personally or can I send the notes through my representative?

Personal visit to the branch is preferable. In case it is not possible for you to visit the branch you may send your representative with an express mandate i.e. a written authorisation. The representative should produce authority letter and his / her valid identity proof while tendering the notes.

15. Can I withdraw from ATM?

It may take a while for the banks to recalibrate their ATMs. Once the ATMs are functional, you can withdraw from ATMs up to a maximum of ₹2,000/- per card per day up to 18th November 2016. The limit will be raised to ₹4000/- per day per card from 19th November 2016 onwards.

16. Can I withdraw cash against cheque?

Yes, you can withdraw cash against withdrawal slip or cheque subject to the ceiling of ₹10,000/- in a day within an overall limit of ₹20,000/- in a week (including withdrawals from ATMs) for the first fortnight i.e. up to 24th November 2016.

17. Can I deposit withdrawn notes through ATMs, Cash Deposit Machine or cash Recycler?

Yes, OHD notes can be deposited in Cash Deposits machines / Cash Recyclers.

18. Can I make use of electronic (NEFT/RTGS /IMPS/ Internet Banking / Mobile banking etc.) mode?

You can use NEFT/RTGS/IMPS/Internet Banking/Mobile Banking or any other electronic/ non-cash mode of payment.

19. How much time do I have to exchange the notes?

The scheme closes on 30th December 2016. The OHD banknotes can be exchanged at branches of commercial banks, Regional Rural Banks, Urban Cooperative banks, State Cooperative Banks and RBI till 30th December 2016.

For those who are unable to exchange their Old High Denomination Banknotes on or before December 30, 2016, an opportunity will be given to them to do so at specified offices of the RBI, along with necessary documentation as may be specified by the Reserve Bank of India.

20. I am right now not in India, what should I do?

If you have OHD banknotes in India, you may authorize in writing enabling another person in India to deposit the notes into your bank account. The person so authorised has to come to the bank branch with the OHD banknotes, the authority letter given by you and a valid identity proof (Valid Identity proof is any of the following: Aadhaar Card, Driving License, Voter ID Card, Pass Port, NREGA Card, PAN Card, Identity Card Issued by Government Department, Public Sector Unit to its Staff)

21. I am an NRI and hold NRO account, can the exchange value be deposited in my account?

Yes, you can deposit the OHD banknotes to your NRO account.

22. I am a foreign tourist, I have these notes. What should I do?

You can purchase foreign exchange equivalent to ₹5000 using these OHD notes at airport exchange counters within 72 hours after the notification, provided you present proof of purchasing the OHD notes.

23. I have emergency needs of cash (hospitalization, travel, life-saving medicines) then what I should do?

You can use the OHD notes for paying for your hospitalization charges at government hospitals, for purchasing bus tickets at government bus stands for travel by state government or state PSU buses, train tickets at railway stations, and air tickets at airports, within 72 hours after the notification.

24. What is proof of identity?

Valid Identity proof is any of the following: Aadhaar Card, Driving License, Voter ID Card, Pass Port, NREGA Card, PAN Card, Identity Card Issued by Government Department, Public Sector Unit to its Staff.

25. Where can I get more information on this scheme?

Further information is available at the website (www.rbi.org.in) and GoI website (www.rbi.org.in)

26. If I have a problem, whom should I approach?

You may approach the control room, of RBI by email or on Telephone Nos 022 22602201/022 22602944

Source: Reserve Bank of India

August 1, 2016April 11, 2020

How to Celebrate Friendship Day – Some Ideas

We all know friendship day is a day of close and true friends when they spend their quality time together. Let’s celebrate International Friendship Day on every first Sunday of August in each year to dedicate the same towards true friends. Now the question may arise – how to celebrate friendship day?

So take a look to have an idea of celebration:-

Start a day with warm wishes

Friends are forever but friendship day comes once in a year. So take out your mobile phone, drop a message or call him or her immediately to wish with a right gesture. If you have a group of common friends, better to arrange for a group calling and share your talks together with others.
You may write a special note or share sweet songs to honor them and to show how special they are.

Friendship Day Band

Of course, the most common yet old method of celebration. We still remember the school days when we used to prepare handmade bands or buy the same from the market and tied the bands on friends hands. Time is still not changed, though the band style may change to the bracelet which is versatile in nature. As a symbol of the band, you can gift another form of jewellery which is mostly liked by your friends.

Gift Exchanging

Friendship is nothing like formality yet exchanging small gifts will never harm you, in fact, gives a warm pleasure to your friends. As a gift, you may opt for the photo frames consisting your pictures, homemade gifts, pens, notebook, wallets, or other which is mostly liked by your friends or willing to buy. Due to lack of time, one may not be available to buy the things directly from the store, so you may opt for the online gifting store in India which will be delivering the desirous gifts at your friend’s doorstep.

Spend Quality time together

No excuse will be given of lacking a time. Reason being, friendship day falls on Sunday on which everyone is free to move out. It would be blasting to spend time together with some unique ideas like:

Go for the shopping altogether
Have a dinner or lunch
Go for a movie
Can go for the adventurous or entertainment place to gather sweet memories
Can go for the long drive

One may opt for the nearest place to roam around and to celebrate the friendship day in a promising way to make the day more special. One need to spare some hours for friends out of the busy schedule.

Enjoy day with the booming party

Youngsters are quite keen to have blasting fun so they prefer to throw a party at the disco or some loud place. Make a plan, choose the wise place and throw a party. You may make it more special by designing creative invitation cards, welcoming friends with warm hugs, arranging music sessions and dancing, and speaking out from your hearts.
Try to avoid alcohol or other things which may ruin your day or harmful for your body physic.

Best Friendship Spirits Forever

Do not take it as a day only, just cherish the whole years with the true spirit of friendship. Help them at the time of need, share your experiences, be true to your friend, do not hide things related to them, Encourage them to do well, be in touch always and keep on visiting on a random basis.

Celebrate the international friendship day on first Sunday of every August in each year with no excuse of a busy schedule. Have a joyful day, avoid your conflict with the direct communication and build a healthy relationship. Happy friendship day guys!!

July 31, 2016March 29, 2020

Friendship Day – A Festive for True Friends

What is friendship day? Why is friendship day celebrated? When is friendship day celebrated? There are too many questions running in the mind of people or youth like us. Some say it is just a day like others, some try to elaborate with the most promising resolutions towards friends. Actually, friends are the most important part of our life, as friends make us feel better, make us laugh. We can share anything without thinking too much or without getting worried. If friends are such a blessings, so we should make a celebration for their existence in our life.

What is Friendship Day?

We celebrate the Friendship day to dedicate the day to our special friends and companions to cherish the special moments, explore the best part of the relationship, and to tell them how special or important they are in our life.

Why is Friendship Day celebrated?

There are too many stories behind the celebration of friendship day, though there is no fixed reason has been found till now. Still following points may elaborate the importance of Friendship Day:

It is first started when the US congress declared the first Sunday of August as friendship day in 1935 and eventually celebrated each year.
Winnie the Pooh became the ambassador or friendship in 1997
One can feel True friendship in the old testimonial of the bible, where Abraham is referred as a friend of God.
One can feel the true friendship with the real emotions of Shri Krishna towards Arjuna in Mahabharata.

Above mentioned are the live resemblances paying tributes towards true friendship.

The idea of celebrating the friendship day is formally caught up by the youngsters only and now, it is celebrated in whole countries. Though the idea is being taken in light by the US country, but later, every country adopted this as a tradition which is good for the healthy relationship among several countries. Now it is celebrated as the international friendship day to motivate others to forget complications and to strengthen the relationships.

When is Friendship Day celebrated?

Presently, friendship day is celebrated all across the globe as a national day. Some socio-cultural organizations are celebrating the national friendship day enthusiastically on every first Sunday of August in each year. They host the program or events, invites coworkers, make some performance, enjoy with dinner and food to create a healthy atmosphere of get-together.

Though there is no fixed rule on how to celebrate the friendship day, yet people love to celebrate the day with too many creative ideas. It includes – sending messages and giving warm wishes through greetings cards, exchanging gifts, organizing a party, giving surprise visits, tagging them with the special notes and expressing how they matter in their life, cutting cakes, gifting friendship day bands, etc.

Whatever the mood is, we at blog vertex would like to give a message to all the youths, – celebrate friendship day from a heart, not as a formality. Friends are the precious gifts which are chosen by you only, so choose them wisely. Praise them but criticize them as well in case of mistakes. Make them understand. Be a wellwisher always and stop them for any unethical performances. Do good, be good. Happy Friendship day to all!!